Sunday, December 28, 2014

Metrics

There are many decisions made in this world that are based on very subjective points of views and opinions. 

The decision to attend college, or what to 'do when you grow up' should not be based on pure feeling and luck.  Your opinion matters but its not going to get you to the best place in life.

Many career paths are muttled with failure and wrong turns.  If you happen to be on a career path to a passionate dream and you are willing to work at all costs, that dream can become a reality.

If you're like most of us, a career is something you do, and made a limited choice to attempt to do while in college, not something you are.  Now that veers to another blog in another category of what one is and how to define that? But for this time and this place of wasted internet space, the choice is the ultimate answer.

I do have aspirations to create an entire life expense book but my 'passion', out of strong hatred is student loans.

Now, while racking up more student loans I received my MBA from a small Pennsylvanian school most likely not known outside of the tri-state.  There was a certain professor, who like all influential teachers one meets throughout their educational journey, made an impression, an impression that I should have understood and recieved prior to my secondary educational experience.  As I had not recieved this type of tutelage, I learned of a decision making process using solely metrics, and making that gut feeling, guess of a decision, one with numeric value, supporting the side chosen or not.

Using statistical evidence, and a linear regresion program, I believe it would be possible to map out an educated guide to life with specific emphasis on the 'Student Loan Decision'.

Locating, and expensing, the statistical program may be difficult but I, as well as openly recommending, plan on reading the school book I failed to open, Smart Data by James Rodgers.

Statistical evidence is the only basis one can know a more informed decision was made.  And when it comes to life, and student loans, we cant afford to be wrong.

Sunday, December 7, 2014

Excuses

I was having a real tough time coming up with something to write about, and usually my topic for forced writing around those times is motivation. Motivation because of my lack of at those times.  Well this time it may be based on the hangover or the head cold or the lack of sleep.

There in lays the problem, the problem with student loans, the problem with amounting debt, the problem with our, American society.  We base our lives off excuses, excuses derived from entitlement.

And there are many who recognize this obvious epidemic.  You see it in the news daily, media sources push the sense of entitlement to a new level with each passing day as many minorities and majorities protest against injustices.  While these injustices do exist, and awareness is key, what happened to going into the system and trying to change it from the ground up, through education and job growth, and then empowerment through the position to be able to make choices to change things for the better.

But no, it is deemed acceptable to sit around and bitch.  Hell, as im doing now.  I'm not the vocal minority, even though I most certainly should be with 100k plus in student loans. 

Real change doesn't come from temporary fixes brought about in response to the vocal.  But change is brought about by action.  And most of the times this must be done on the personal level, for to change society and the way of the world is much more difficult, and I can find innumerable excuses to fight that internal urge, and external work that would need to be put into such a change.

But we will continue to rely on excuses, and blogs.

An Ignorance fueled by Entitlement.

I've heard a couple good quotes regarding excuses, and more so life and what occurs.  They both have the same meaning but using different verbiage.

The first is from one of the more successful persons from my graduating class who owns and operates several establishments, and in your early 30s that is quite an accomplishment. Im sure its an adaptation of a quote but quality and true, true to the excuse bearer:

Life is 10% of what happens to us and 90% of how we react.

Bad grammar if you ask me, but like I said, I'm the bitcher using words and shes the worker establishing herself and her business.

The other is from one of Joe Paterno's biographies, the last notable one after his passing.  It was taken by him from Bear Bryant, both highly successful and both who did not make many excuses.  It was a poem by Heartsill Wilson that the Bear used in a public appearance:

This is the beginning of a new day
God has given me this to use as I will
I can waste it or use it for good
What I do today is very important because I am
Exchanging a day of my life for it
When tomorrow comes, this day will be gone forever
Leaving something in its place I have traded for it
I want it to be a gain,  not loss - good, not evil
Success, not failure, in order that I
Shall not forget the price I paid for it.